Disclaimer

General Disclaimer

The information provided by NS Federation, Inc. ("we," "us," or "our") on our mobile application and website (collectively, the "Services") is for general informational purposes only. All information on the Services is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Services.

1. No Professional Advice

1.1 Financial Services Disclaimer

NS Federation is not a financial institution, lender, or financial advisor. We provide referral services connecting users with licensed third-party financial service providers. Any information regarding loans, mortgages, or financial products should not be construed as financial advice. You should consult with qualified financial professionals before making any financial decisions.

1.2 Insurance Disclaimer

NS Federation is not an insurance company or licensed insurance agent. We provide referral services connecting users with licensed insurance providers and agents. Insurance products, coverage, and pricing are determined solely by the insurance providers. We do not guarantee any specific insurance rates, coverage, or approval. All insurance decisions should be made after careful review of policy terms and consultation with licensed insurance professionals.

1.3 Legal Services Disclaimer

NS Federation is not a law firm and does not provide legal advice. Our referral services for trust and estate planning connect users with licensed attorneys and legal professionals. Any information regarding trusts, wills, or estate planning should not be construed as legal advice. You should consult with qualified legal professionals for advice specific to your situation.

1.4 Tax Advice Disclaimer

We do not provide tax advice. Any information that may have tax implications should be reviewed with a qualified tax professional. Tax laws are complex and subject to change, and individual circumstances vary significantly.

2. Third-Party Services and Content

2.1 Third-Party Service Providers

Our Services facilitate connections with third-party service providers, including but not limited to insurance companies, lenders, attorneys, and other professionals. NS Federation does not control, endorse, or assume responsibility for any third-party services, products, or content. Your interactions with third-party service providers are solely between you and such providers, and we are not liable for any damages or losses arising from such interactions.

2.2 Third-Party Links

Our Services may contain links to third-party websites or services that are not owned or controlled by NS Federation. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

2.3 User-Generated Content

Our Services may contain content provided by users. We do not control, verify, or endorse user-generated content. Views expressed by users do not represent the views of NS Federation. We are not responsible for any user-generated content and disclaim all liability related to such content.

3. Referral Program Disclaimer

Our member referral program and work points (工分) system are subject to specific terms and conditions. Work points have no cash value and cannot be transferred, sold, or exchanged for cash. We reserve the right to modify, suspend, or terminate the referral program at any time without prior notice. Referral rewards are subject to verification and compliance with program rules. We do not guarantee any specific earnings or benefits from participation in the referral program.

4. Accuracy of Information

4.1 General Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any information on our Services. Information may become outdated, and we are under no obligation to update such information.

4.2 Pricing and Availability

Prices, rates, and availability of products and services displayed on our Services are subject to change without notice. We do not guarantee the accuracy of pricing information or the availability of any products or services. All transactions are subject to acceptance by the relevant service provider.

4.3 News and Articles

News articles and content provided on our Services are for informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of news content. News content may contain opinions and should not be relied upon as factual statements.

5. No Guarantees or Warranties

Under no circumstances shall NS Federation be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to loss of data, income, profit, or opportunity, loss of or damage to property, and claims of third parties arising out of your use of or inability to use our Services, even if we have been advised of the possibility of such damages.

6. Service Availability

We do not guarantee that our Services will be available at all times or that they will be uninterrupted, secure, or error-free. We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice or liability.

7. Geographic Limitations

Our Services are intended primarily for users in the United States. We make no representation that our Services or any content available through our Services are appropriate or available for use in other locations. Access to our Services from territories where the content is illegal is prohibited.

8. Deals and Promotions

Deals, discounts, and promotional offers displayed on our Services are provided by third parties and are subject to their respective terms and conditions. We do not guarantee the availability, accuracy, or value of any deals or promotions. All deals are subject to change or cancellation without notice. We are not responsible for any issues arising from the use of third-party deals or promotions.

9. Business Hub Disclaimer

Business opportunities and partnerships posted on our Business Hub are provided by third parties. We do not verify, endorse, or guarantee any business opportunities, investment opportunities, or partnership proposals. Users should conduct their own due diligence and consult with appropriate professionals before entering into any business arrangements. We are not responsible for any losses or damages arising from business opportunities found through our Services.

10. Changes to Disclaimer

We reserve the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting to our Services. Your continued use of our Services after any changes constitutes acceptance of the modified Disclaimer.

11. Contact Information

If you have questions about this Disclaimer, please contact us at: